I wish I can turn back the time like when I had my first job, I’d probably be saving a lot. I also wish I can turn back my time when I had my first dollar earnings, perhaps, I would have save more. Now that I am more than 40 years old, no savings, I am heart broken. Looking at my kids make me so down coz as of now I cannot have something for them. Whenever they will say that they need a big house with rooms of their own, I can’t help myself but cry deep within me. What kind of a parent am I? I hope in the coming months or years, I can give to them the things that they are longing for. So, help me God (Thank you)!